FDIC-Insured - Backed by the full faith and credit of the U.S. Government
⚠️ Fraud Alert: We’re seeing an increase in fake texts and calls pretending to be from The Harvard State Bank.
These messages are a scam.
Please do NOT click any links, respond, or give out personal information.
If you’re ever unsure about a message, call your local branch directly — we’re always here to help keep you safe.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
The Christmas Club Savings provides customers with a convenient method of savings for the Holiday Season. There are no limits on the amounts of the deposits that you can make into this account.
| Details | Fees |
|---|---|
Details Minimum to open: | Fees $5.00 |
Details Account Fees: | Fees Fees may reduce earnings on this account |
Details Pays Interest: | Fees Yes |
Details Online Banking: | Fees Available |
Details Telephone Banking: | Fees Available |
Details Penalties for Early Withdrawals/Closure: | Fees Withdrawals prior to the maturity will result in the closure of the account and an early withdrawal penalty of $25.00 will apply along with loss of all accrued interest |