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  • Home
  • Online Banking
    • Sign In to Online Banking
  • Personal
    • Personal Checking
    • Personal Savings
    • CD, IRAs, HSAs
    • Meet Our Bankers
  • Business
    • Business Accounts
    • Business Digital Banking
  • Loans
    • Meet Our Loan Officers
  • Services
    • Investment Services
    • Convenient Services
      • Identity Theft Protection
      • Savings Makes Cent$
      • The Protector (Overdraft Protection)
      • Debit Cards & Credit Cards
      • Digital Banking and Info Line
      • Wire Transfers
      • In Bank Services
      • Merchant Services
  • Check Us Out
    • President’s Message
    • Mission / History
    • Our Community
    • Banking Insights
    • Career Opportunities

Two business execultives shaking hands

Meet the Loan Officers

A headshot photo
Tom Matthew Raine

(NMLS #261298)

Executive Vice President

I bring over 18 years in the mortgage lending industry. Prior to joining The Harvard State Bank team, I learned mortgage lending through hard work and dedication. I have worked in all aspects of the business from underwriting to owning and operating a mortgage company for 12 years. My goal is to build strong, long lasting relationships with my customers by being a part of their lives even after the transaction is complete. I judge my success by my customers’ successes. I have established myself as a “Go To” person with Realtors and other lending partners throughout the area and country. In my spare time I enjoy coaching sports and spending time with my wife and 2 children.  

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400 / Cell: (630) 772-8424
Fax: (815) 943-4759

traine@thehsb.com

More Details
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April Ann McMullen

(NMLS #1004794)

AVP of Mortgage Lending

Owning a home is one of the biggest decisions you will make in your lifetime. Working with a banker who will be there to make this the best experience possible is my goal. I have several years of experience in banking and thoroughly enjoy working with my customers. Together we will find the best product for you and keep your budget balanced. In addition to mortgages, I can assist you with home equity lines of credit and consumer loans as well as any other banking needs you may have. I have lived in the McHenry County area most of my life; raised my family within these communities and currently reside in Marengo. Call or stop in our Harvard office – Just ask for April!

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400
Fax: (815) 943-4759

amcmullen@thehsb.com

More Details
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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government