Meet the loan officers

Tom Matthew Raine

(NMLS #261298)

Executive Vice President

I bring over 18 years in the mortgage lending industry. Prior to joining The Harvard State Bank team, I learned mortgage lending through hard work and dedication. I have worked in all aspects of the business from underwriting to owning and operating a mortgage company for 12 years. My goal is to build strong, long lasting relationships with my customers by being a part of their lives even after the transaction is complete. I judge my success by my customers’ successes. I have established myself as a “Go To” person with Realtors and other lending partners throughout the area and country. In my spare time I enjoy coaching sports and spending time with my wife and 2 children.  

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400 / Cell: (630) 772-8424
Fax: (815) 943-4759

traine@thehsb.com

April Ann McMullen

(NMLS #1004794)

Mortgage Loan Officer

Owning a home is one of the biggest decisions you will make in your lifetime. Working with a banker who will be there to make this the best experience possible is my goal. I have several years of experience in banking and thoroughly enjoy working with my customers. Together we will find the best product for you and keep your budget balanced. In addition to mortgages, I can assist you with home equity lines of credit and consumer loans as well as any other banking needs you may have. I have lived in the McHenry County area most of my life; raised my family within these communities and currently reside in Marengo. Call or stop in our Harvard office – Just ask for April!

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400
Fax: (815) 943-4759

amcmullen@thehsb.com

Ryan Hutchinson

Commercial Loan Officer

I bring over 15 years experience in Commercial Lending to The Harvard State Bank team. Prior to joining The Harvard State Bank I worked as both a Commercial Lender and Market President for a community bank in Omaha, Nebraska. I have experience in all aspects of commercial lending and look forward to sharing that experience with both new and existing bank customers. I enjoy building relationships and helping my clients achieve their business goals. Outside of the bank I enjoy spending time with my wife, two kids and dog, being active in our kids activities, and following our favorite sports teams.

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400
Fax: (815) 943-4759