Meet the loan officers

Mary L Manning  

(NMLS #1393137)

Vice President, Sr. Lender of Commercial Division – The Harvard State Bank, Harvard

I am a career banker who joined The Harvard State Bank in early 2013 with over 30 years of experience and over 20 years in commercial lending. My knowledge and experience includes a vast majority of commercial loans including commercial real estate and SBA financing. I enjoy working with businesses and take great pride in establishing business partnerships by providing personal, professional service in commercial loan financing as well as ensuring that existing commercial customers’ financial needs are continually met.
I am an active member of The Geneva Lake Area Chamber of Commerce. I also serve on numerous community and professional related Boards and Committees.

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400
Fax: (815) 943-4759

Tom Matthew Raine

(NMLS #261298)

Vice President, Director of Mortgage Lending – The Harvard State Bank, Harvard

I bring over 18 years in the mortgage lending industry. Prior to joining The Harvard State Bank team, I learned mortgage lending through hard work and dedication. I have worked in all aspects of the business from underwriting to owning and operating a mortgage company for 12 years. My goal is to build strong, long lasting relationships with my customers by being a part of their lives even after the transaction is complete. I judge my success by my customers’ successes. I have established myself as a “Go To” person with Realtors and other lending partners throughout the area and country. In my spare time I enjoy coaching sports and spending time with my wife and 2 children.  

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400 / Cell: (630) 772-8424
Fax: (815) 943-4759

Cliff J Kieser

(NMLS #1108380)  

Assistant Vice President, Ag Lending Officer – The Harvard State Bank, Harvard

I have been in banking for over 30 years. I have worked with a variety of business clients which gives me the experience to provide solutions to your financial needs allowing your business to save money and time. I strive to provide quality service and build client relationships by providing proactive solutions that reflect an understanding of your business and personal needs. By partnering with other experts at The Harvard State Bank on personal and business issues, I can offer products and services to assist you in reaching your financial goals.  

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400

Fax: (815) 943-4759

Stephen M Robson

(NMLS #1644994)

Assistant Vice President, Commercial Loan Officer – The Harvard State Bank, Harvard

I bring over a decade of banking experience to The Harvard State Bank. My background as a seasoned credit analyst and commercial banker includes an in-depth knowledge of Asset-Based Lending, Equipment Finance, Commercial Real Estate Lending, and Commercial and Industrial Lending. As a combat veteran, I value loyalty, integrity, and hard work. It is these principles that I bring to my career in banking as I seek to develop relationships built on trust and personal attention. My goal is to fully understand the unique needs of every client in order to provide them with high-focus personal service and a quick turnaround in funding. I enjoy working with small business owners and go above and beyond to make their business goals and dreams a reality. My lovely wife and I live in Crystal Lake with our two young daughters. We are active in our local church and enjoy volunteering with charitable organizations.

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400
Fax: (815) 943-4759 

April Ann McMullen

(NMLS #1004794)

Mortgage Loan Officer

Owning a home is one of the biggest decisions you will make in your lifetime. Working with a banker who will be there to make this the best experience possible is my goal. I have several years of experience in banking and thoroughly enjoy working with my customers. Together we will find the best product for you and keep your budget balanced. In addition to mortgages, I can assist you with home equity lines of credit and consumer loans as well as any other banking needs you may have. I have lived in the McHenry County area most of my life; raised my family within these communities and currently reside in Marengo. Call or stop in our Harvard office – Just ask for April!

35 N Ayer St.
Harvard, IL 60033
Phone: (815) 943-4400
Fax: (815) 943-4759

Marty E Grant

(NMLS #652521)

Mortgage and Small Business Lending Officer- The Harvard State Bank, Oregon

Working with customers to achieve their dream of home ownership is my passion. I bring over 15 years of experience in banking and mortgage lending, and it is so
exciting to assist people through this process to achieve their personal and small business goals. I will work with you to determine the right product, helping make
life that much more enjoyable in your new home or business. When the time comes
for remodeling, or other expenses, we will look at how The Harvard State Bank can help you. I believe my success comes from my customers’ satisfaction and by their
referring friends and family to me. I live in Byron with my wife and 2 children, am a member of Rotary and enjoy sports, especially watching my kids play! Call or stop
in our Oregon office- let’s get you started on that dream!

510 W. Washington Street
Oregon, IL 61061
Office: (815) 732-3111

Photo of Dan Coyle

Daniel Thomas Coyle

(NMLS # 945712)

VP Commercial Loan Officer

Since 1989 banking has been my profession serving and coaching clients has been my passion.  I enjoy working with my clients and learning about their business – working to understand their business while conducting and managing the finances for their companies. Leveraging my abilities to network with clients and referral sources helps me develop strong relationships as a trusted advisor.  I tailor solutions to smooth out swings in working capital, make cash work more efficiently and map out long-term capital investment plans. I serve manufacturers, distributors, logistics, contractors, non-for-profits, homeowner associations, and service firms.

9605 Main St
Hebron, IL 60034
Office: (815) 648-2481



Roger Laurence Burdick

(NMLS #796163)

Commercial Lender Business Development

I recently joined The Harvard State Bank bringing over 40 years of banking and lending experience to the Bank. Having a diverse background in mortgage lending, bank operations, consumer lending and commercial lending, I am able to assist and guide my customer in most any financial request they may have.  I am most proud of the fact that many of my customers and their family members have allowed me to be their “Banker” for a very long time. As a commercial lender with experience with most all types of commercial loans my goal is to build those relationships and to make sure my customers are successful.

I am a long time member of the Sycamore Chamber of Commerce the Sycamore Kiwanis Club and have also over the years served on various other community boards and committees.

2470 Eastrock Drive
Rockford, IL 61108
(815) 397-3111