Sunny days and golden rays mean HOT CD rates at your local community bank!

Open Your CD Today!

The Harvard State Bank. Safe. Sound. Local. Serving and Supporting Our communities since 1866.

Concerned about FDIC insurance coverage on your deposits?

Give yourself some peace of mind by verifying coverage amounts using the FDIC EDIC link!

Click Here To Verify Your FDIC Insurance Coverage

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Your Friends In Business Banking

Do You Own Or Looking To Purchase a Business Or Rental Property? Need Resources?

Contact a Commercial Loan Officer Today!

Summer Dreams Await!

Make This Summer Unforgettable with Our Special Home Loan Offers! Save time and APPLY ONLINE NOW!

Need Assistance? Contact A Mortgage Lender Today. Apply Now!

Upgrade, Renovate, and Enjoy Your Summer with a Home Equity Loan!

Transform Your Summer with Exciting Home Improvement Projects! Stop in or call today! Our lenders are here to help with all of your home equity loan options!

Click to get started today!

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We Are Here To Help!

Friends Helping Friends, Neighbors Helping Neighbors!

Talk To Us Today!

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On the go?

Wherever You May Roam, Stay Connected With Online Banking & Mobile Banking!

Need Assistance? Contact a Banker TODAY!

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We are so much more than a bank, we are Your Friends In Banking!

Experience The Harvard State Bank Difference Today!

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Find Your Perfect Home? We Have The Perfect Mortgage!

Click here for more information

ID Theft Product

Don’t fall victim to fraud!

Protect yourself today by signing up for Credit Monitoring with ID TheftSmart today!

Contact a personal banker at any one of our locations.

Learn More

The Protector Product

Never pay overdraft fees again with an automatic transfer. Contact us and start protecting your account today!

*$7.50 fee per transfer