Current Job Openings

Commercial Loan Processor

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $45,000 – $55,000 annually

Overview:

The Commercial Loan Processor position provides administrative support, exceptional customer service and loan processing/maintenance for the loan department, loan officers, and relationship bankers. The right person for this position will have excellent customer service skills, knowledge of ComplianceOne Lending, and familiar with general accounting principles.

Key Responsibilities:

• Ensure the timely and accurate packaging of all loans.
• Verify all supporting documentation is received.
• Order third party items such as: title work, appraisals, reviews, flood certification, UCC, and Credit reports.
• Prepare new and renewal loan documentation requests and meet crucial deadlines
• Responsible for post-closing items of loans
• Review and verify completed file after each loan closing to ensure accuracy.
• Follow up on loan exceptions for documents: insurance information, credit reports, final titles, and recorded documents.

How to Apply:
Send your resume to: hr@thehsb.com

Full-Time Bank Teller

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $17.50 – $19.50 per hour

Overview:

The position of the Bank Teller is responsible for handling routine bank transactions and promoting business for the Bank by maintaining good customer service and referring customers to appropriate staff for new services.

Key Responsibilities:

• Receives retail, commercial checking and savings deposits by determining that all necessary deposit documents are in proper form and issuing receipts.
• Cashes checks, savings withdrawals cash advances
• Operates computer terminal to process account activity and determine account balances.
• Cross-sells the Bank’s other products and services, referring customers to appropriate staff when necessary.
• Accepts and processes all types of loan payments.
• Balances cash drawer daily.
• Provides excellent customer service
• Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the bank through outside activities.

How to Apply:
Send your resume to: hr@thehsb.com

Residential Mortgage Loan Processor

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $21.00 – $25.00 per hour

Overview:

The Residential Mortgage Loan Processor will provide exceptional customer service to all potential Residential Mortgage customers by treating their loan application with the upmost importance.  They will strive to achieve a Clear to Close in the minimal amount of time while keeping accuracies. The Residential Mortgage Loan Closer will also assist the Mortgage Lender so they can maintain a steady amount of sales calls.

Key Responsibilities:

• The main function of the Residential Mortgage Loan Closer is to complete all necessary data input into the loan documentation software in accordance with regulatory compliance requirements
• Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company policies as well as federal and state regulations
• Loan closers are responsible for the accuracy of their documents which includes proper spelling, referencing appropriate collateral and attention to detail regarding supporting file documentation
• Prepare new loan documentation requests and meet crucial deadlines using the current documentation software primarily for closing disclosure and back up for initial and re-disclosures. Involves gathering information, requesting additional documentation and performing research depending on the complexity – the processing checklists are to be used as a tracking sheet and guide for processing the file
• Verify loan file documentation including by not limited to the following: clear title work, proper insurance is in the file and property taxes have been paid for all pieces of collateral
• Responsible for post-closing items of loans, including by not limited to: inputting loan onto core system, funding, preparing file and documents for barcoding and scanning. Verify information using file organization checklists.

How to Apply:
Send your resume to: hr@thehsb.com

Mortgage Loan Officer

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: From $35,000 Annually plus Commission

Overview:

The Harvard State Bank has an opening for a Mortgage Loan Originator. This is a commissioned position with a base salary. We offer a competitive compensation package with a solid benefit package as well as the opportunity for growth.

Key Responsibilities:

• Proactively solicits new residential mortgage business
• Continually identifies, develops, and maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage opportunities
• Responds to customer inquiries and referrals that are generated from both their own contacts and from other business channels.
• Conducts interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines.
• Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State   compliance policies.
• Meets with customers as necessary during various stages of the loan process.
• Ensures an exceptional customer experience by overseeing loan process from loan application to origination and providing on-going communication to customers and business partners.
• Achieves production goals as established by bank.
• Moderate computer skills
• Solid selling skills requiring minimal supervision

How to Apply:
Send your resume to: hr@thehsb.com

Commercial Loan Officer

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $130,000 – $150,000 annually

Overview:

The Harvard State Bank is expanding our Loan Department, and this position would be a great opportunity for the right candidate. We are focused on a Sales and Service culture to drive our success. If you have great experience in creating lasting relationships with clients, this may be a career opportunity you do not want to miss. We are seeking a self-motivated individual to manage a small lending portfolio while also growing your own loan portfolio through business development. The successful candidates must have great analytical skills and enjoy building new business relationships and generating business opportunities. This is a full-time position with a benefit package and great growth potential. Join us in our mission to provide strong financial futures for our current and future customers!

Key Responsibilities:

• Developing and managing relationships with commercial banking clients.
• Meeting or preferably exceeding sales goals in deposits, loans, fee income, and new business revenues.
• Participating in community events to increase the bank’s visibility and to drive new business opportunities.
• Managing overall relationship profitability and portfolio risk and is responsible for profitable growth of the portfolio.
• Working closely with the Commercial Credit Department to create credit presentations.
• Developing and utilizing a broad group of business and commercial referral sources.
• Presenting customer financial information to relevant committees.
• Cross selling all relevant bank products and services to commercial customers.
• Adhering to confidentiality policy, code of ethics and follow all policies and procedures relative to loan compliance laws and regulations.

How to Apply:
Send your resume to: hr@thehsb.com

Loan Portfolio Manager

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $90,000 – $110,000 annually

Overview:

The Loan Portfolio Manager is responsible for managing and monitoring a portfolio of loan relationships to ensure credit quality, compliance, and profitability. This role serves as a key liaison between relationship managers, credit analysts, and clients, supporting the entire loan life cycle from origination through repayment. The ideal candidate combines strong analytical skills with sound credit judgment and client relationship acumen.

Key Responsibilities:

• Monitor and maintain the overall credit quality of an assigned loan portfolio.
• Track covenant compliance, financial reporting, and loan performance indicators.
• Identify and escalate potential credit risks or deteriorating loan conditions early.
• Analyze financial statements, cash flow, collateral, and other credit information to assess risk.
• Participate in the preparation and review of credit memos and annual reviews.
• Ensure loan files are complete, accurate, and in compliance with internal and regulatory policies.
• Work closely with Loan Officers to deepen client relationships and support their lending needs.
• Communicate with borrowers regarding loan servicing issues, financial information requests, and compliance matters.
• Participate in client meetings when necessary to understand business operations and financial needs.
• Oversee loan renewals, modifications, and extensions within the portfolio.
• Coordinate with the credit department to facilitate timely documentation and funding.
• Ensure ongoing compliance with loan terms and banking regulations.
• Proactively identify trends or issues that may impact the portfolio’s performance.

How to Apply:
Send your resume to: hr@thehsb.com

Equal Opportunity Statement

The Harvard State Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, disability, or protected veteran status.