FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Minimum to open:
$25.00
Account Fees:
To avoid the $4.25 monthly maintenance fee you must meet one of the following:
Transaction Fees:
None
Pays Interest:
No
Online Banking & Bill Pay:
Available
Debit Card:
Available
Telephone Banking:
Available
Senior Benefits (age 65 or better):
Senior Freedom. No account maintenance fees will be imposed and check images are provided
Minimum to open:
$500.00
Account Fees:
A maintenance fee of $8.00 will be imposed every statement cycle if the balance falls below $500.00 any day of the cycle. To avoid the maintenance fee you must meet one of the following:
Transaction Fees:
25 free debits, $0.15 fee for each debit in excess of 25
Pays Interest:
Online Banking & Bill Pay:
Available
Debit Card:
Available
Telephone Banking:
Available
Minimum to open:
$100.00
Account Fees:
$10.00 service fee. Can be waived by having at least ONE of the following each month:
Transaction Fees:
None
Pays Interest:
Yes
24/7 Online Banking, Mobile Banking & Bill Pay:
Available
Debit Card:
Available
Telephone Banking:
Available
Statements:
Minimum to open:
$100.00
Account Fees:
$10 Service Fee each month
Transaction Fees:
None
Pays Interest:
No
Online Banking & Bill Pay:
Available
Debit Card:
Available
Checks:
Not available
Telephone Banking:
Available
| Consumer Accounts | Freedom Checking | New Beginnings Checking | Advantage Now | Elite Checking |
|---|---|---|---|---|
Consumer Accounts Minimum to Open | Freedom Checking $25 | New Beginnings Checking $100.00 | Advantage Now $500.00 | Elite Checking $100.00 |
Consumer Accounts Maintenance Fees | Freedom Checking A maintenance fee of $4.25 will be imposed every statement cycle. To avoid the maintenance fee you must meet one of the following: ~Receive your statement electronically ~Maintain a daily balance of $250.00 in the account ~Maintain an average daily balance of $2,500.00 in any combination of checking, savings, money market or certificate of deposit | New Beginnings Checking $10 service fee each month | Advantage Now A maintenance fee of $8.00 will be imposed every statement cycle if the balance falls below $500.00 any day of the cycle | Elite Checking $10 service fee can be waived by having at least ONE of the following each month: Daily balance of $750 in the account, maintain an average daily balance of $20,000 in any combination of checking, savings, money markets or certificates of deposit, have direct deposits of at least $1,500 per statement cycle |
Consumer Accounts Transaction Fees | Freedom Checking None | New Beginnings Checking None | Advantage Now 25 free debits, .15 fee for each debit in excess of 25 | Elite Checking None |
Consumer Accounts Pays Interest | Freedom Checking No | New Beginnings Checking No | Advantage Now Yes | Elite Checking Yes |
Consumer Accounts Online Banking & Bill Pay | Freedom Checking Available | New Beginnings Checking Available | Advantage Now Available | Elite Checking Available |
Consumer Accounts Debit Card | Freedom Checking Available | New Beginnings Checking Available | Advantage Now Available | Elite Checking Available |
Consumer Accounts Telephone Banking | Freedom Checking Available | New Beginnings Checking Available | Advantage Now Available | Elite Checking Available |
Consumer Accounts Senior Benefits (age 65 or better) | Freedom Checking No account maintenance fees will be imposed & check images are provided | |||
Consumer Accounts Additional Information | New Beginnings Checking Checks are not available |