FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Minimum to open:
$25.00
Account Fees:
$5.00 service fee can be waived by having a $100 minimum balance each day of the cycle
Transaction Fees:
This is a limited transaction account; 6 debits/month allowed, $1 for each additional
Pays Interest:
Yes
Online Banking:
24/7 Online Banking, Mobile Banking and telephone banking
Statements:
Minimum to open:
$2500.00
Account Fees:
$20 service fee can be waived by having $10,000 minimum balance each day of the cycle
Transaction Fees:
A fee of $5 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$2500.00
Account Fees:
A maintenance fee of $10.00 will be imposed if the balance falls below $2500.00 on any day of the cycle
Transaction Fees:
A fee of $5 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes, tiered
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$50,000 ($25,000 new money required)
Account Fees:
$20 service fee can be waived by having a $50,000 minimum balance each day of the cycle
Transaction Fees:
A fee of $15 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$5.00
Account Fees:
Fees may reduce earnings on this account
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Penalties for Early Withdrawals/Closure:
Withdrawals prior to the maturity will result in the closure of the account and an early withdrawal penalty of $25.00 will apply along with loss of all accrued interest
| Consumer Accounts | Freedom Savings | Christmas Club | Money Market | Elite Money Market | Jumbo Money Market |
|---|---|---|---|---|---|
Consumer Accounts Minimum to Open | Freedom Savings $25.00 | Christmas Club $5.00 | Money Market $2,500.00 | Elite Money Market $2,500.00 | Jumbo Money Market $50,000 ($25,000 new money required) |
Consumer Accounts Account Fees | Freedom Savings $5 service fee can be waived by having a $100 minimum balance each day of the cycle | Christmas Club Fees may reduce earning on this account | Money Market A maintenance fee of $10.00 will be imposed if the balance falls below $2500.00 on any day of the cycle | Elite Money Market $20 service fee can be waived by having $10,000 minimum balance each day of the cycle | Jumbo Money Market $20 service fee can be waived by having a $50,000 minimum balance each day of the cycle |
Consumer Accounts Transaction Fees | Freedom Savings 6 debits per month allowed; $5 fee for each additional | Christmas Club Penalties for early withdrawals / closures: Withdrawals prior to the maturity will result in the closure of account & early withdrawal penalty of $25.00 will apply along with loss of accrued interest | Money Market $5.00 fee for each debit transaction in excess of 6 per statement cycle | Elite Money Market 6 debits per month allowed; $5 fee for each additional | Jumbo Money Market 6 debits per month allowed; $15 fee for each additional |
Consumer Accounts Pays Interest | Freedom Savings Yes | Christmas Club Yes | Money Market Yes, Tiered | Elite Money Market Yes | Jumbo Money Market Yes |
Consumer Accounts Online Banking | Freedom Savings Available | Christmas Club Available (Credit & Viewing only) | Money Market Available | Elite Money Market Available | Jumbo Money Market Available |
Consumer Accounts Telephone Banking | Freedom Savings Available | Christmas Club Available | Money Market Available | Elite Money Market Available | Jumbo Money Market Available |