Merchant Services

The Harvard State Bank offers merchant services, which expands your payment options by allowing you to accept various forms of payment. This offering includes credit and debit card processing – including EMV® chip cards- and mobile wallets like Apple Pay®, Samsung Pay™ and Android Pay™. Offering your customers a wide variety of payment options ensures they can pay how they would like to pay.

Through our partnership with Fitech Payments, The Harvard State Bank offers everything you need for credit and debit card processing.  To learn more about Fitech visit their website at

Advantages of our merchant services processing include:

  • If Fitech cannot meet or beat your current credit card processing effective rate, they will send you $500*
  • Free online reporting
  • EMV-compliant and NFC-enabled equipment
  • No batch fees
  • Personal Account Manager
  • Next Day Funding available
  • Exceptional service and multilingual customer support team available Fitech Payments is committed to community banks and their merchants. They will help guide you with the best solutions possible, customized to meet your specific goals. Our joint mission is to help you become successful and profitable with the quality of products and services we provide. Contact us to get started today!

*All funds will be paid in the form of Visa® gift cards by Fitech. You must provide 2 consecutive months of processing statements. Minimum monthly processing of $2,500.00 required.

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