Our branches will be closing at 4PM on Wednesday, December 31st, and will remain closed on Thursday, January 1st for New Year’s Day. Happy New Year from all of us!
Minimum to open:
$25.00
Account Fees:
$5.00 service fee can be waived by having a $100 minimum balance each day of the cycle
Transaction Fees:
This is a limited transaction account; 6 debits/month allowed, $1 for each additional
Pays Interest:
Yes
Online Banking:
24/7 Online Banking, Mobile Banking and telephone banking
Statements:
Minimum to open:
$2500.00
Account Fees:
$20 service fee can be waived by having $10,000 minimum balance each day of the cycle
Transaction Fees:
A fee of $5 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$2500.00
Account Fees:
A maintenance fee of $10.00 will be imposed if the balance falls below $2500.00 on any day of the cycle
Transaction Fees:
A fee of $5 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes, tiered
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$50,000 ($25,000 new money required)
Account Fees:
$20 service fee can be waived by having a $50,000 minimum balance each day of the cycle
Transaction Fees:
A fee of $15 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$5.00
Account Fees:
Fees may reduce earnings on this account
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Penalties for Early Withdrawals/Closure:
Withdrawals prior to the maturity will result in the closure of the account and an early withdrawal penalty of $25.00 will apply along with loss of all accrued interest
| Consumer Accounts | Freedom Savings | Christmas Club | Money Market | Elite Money Market | Jumbo Money Market |
|---|---|---|---|---|---|
Consumer Accounts Minimum to Open | Freedom Savings $25.00 | Christmas Club $5.00 | Money Market $2,500.00 | Elite Money Market $2,500.00 | Jumbo Money Market $50,000 ($25,000 new money required) |
Consumer Accounts Account Fees | Freedom Savings $5 service fee can be waived by having a $100 minimum balance each day of the cycle | Christmas Club Fees may reduce earning on this account | Money Market A maintenance fee of $10.00 will be imposed if the balance falls below $2500.00 on any day of the cycle | Elite Money Market $20 service fee can be waived by having $10,000 minimum balance each day of the cycle | Jumbo Money Market $20 service fee can be waived by having a $50,000 minimum balance each day of the cycle |
Consumer Accounts Transaction Fees | Freedom Savings 6 debits per month allowed; $5 fee for each additional | Christmas Club Penalties for early withdrawals / closures: Withdrawals prior to the maturity will result in the closure of account & early withdrawal penalty of $25.00 will apply along with loss of accrued interest | Money Market $5.00 fee for each debit transaction in excess of 6 per statement cycle | Elite Money Market 6 debits per month allowed; $5 fee for each additional | Jumbo Money Market 6 debits per month allowed; $15 fee for each additional |
Consumer Accounts Pays Interest | Freedom Savings Yes | Christmas Club Yes | Money Market Yes, Tiered | Elite Money Market Yes | Jumbo Money Market Yes |
Consumer Accounts Online Banking | Freedom Savings Available | Christmas Club Available (Credit & Viewing only) | Money Market Available | Elite Money Market Available | Jumbo Money Market Available |
Consumer Accounts Telephone Banking | Freedom Savings Available | Christmas Club Available | Money Market Available | Elite Money Market Available | Jumbo Money Market Available |