FDIC-Insured - Backed by the full faith and credit of the U.S. Government
⚠️ Fraud Alert: We’re seeing an increase in fake texts and calls pretending to be from The Harvard State Bank.
These messages are a scam.
Please do NOT click any links, respond, or give out personal information.
If you’re ever unsure about a message, call your local branch directly — we’re always here to help keep you safe.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
You work hard and want your checking account to do the same! Enjoy a competitive interest rate on your balances while maintaining all of the best 24/7 digital services.
| Details | Fees |
|---|---|
Details Minimum to open: | Fees $100.00 |
Details Account Fees: | Fees $10.00 service fee. Can be waived by having at least ONE of the following each month:
Maintain a daily balance of $750 in the account
Maintain an average daily balance of $20,000 in any combination of checking, savings, money markets, or certificates of deposit, have direct deposits of at least $1,500 per statement cycle |
Details Transaction Fees: | Fees None |
Details Pays Interest: | Fees Yes |
Details 24/7 Online Banking, Mobile Banking & Bill Pay: | Fees Available |
Details Debit Card: | Fees Available |
Details Telephone Banking: | Fees Available |
Details Statements: | Fees Electronic statements available
Paper statements have a $5 fee |