Personal Checking
| Consumer Accounts | Freedom Checking | New Beginnings Checking | Advantage Now | Elite Checking |
|---|---|---|---|---|
Minimum to Open | $25 | $100.00 | $500.00 | $100.00 |
Maintenance Fees | A maintenance fee of $4.25 will be imposed every statement cycle. To avoid the maintenance fee you must meet one of the following: ~Receive your statement electronically ~Maintain a daily balance of $250.00 in the account ~Maintain an average daily balance of $2,500.00 in any combination of checking, savings, money market or certificate of deposit | $10 service fee each month | A maintenance fee of $8.00 will be imposed every statement cycle if the balance falls below $500.00 any day of the cycle | $10 service fee can be waived by having at least ONE of the following each month: Daily balance of $750 in the account, maintain an average daily balance of $20,000 in any combination of checking, savings, money markets or certificates of deposit, have direct deposits of at least $1,500 per statement cycle |
Transaction Fees | None | None | 25 free debits, .15 fee for each debit in excess of 25 | None |
Pays Interest | No | Yes | Yes | Yes |
Online Banking & Bill Pay | Available | Available | Available | Available |
Debit Card | Available | Available | Available | Available |
Telephone Banking | Available | Available | Available | Available |
Senior Benefits (age 65 or better) | No account maintenance fees will be imposed & check images are provided | |||
Additional Information | Checks are not available |