Personal

We understand how important your personal business is to you, so we strive to deliver exceptional service with turn around times faster than our competitors, often times within the same day! We specialize in creative structuring and finding a solution to your needs. 
You will need to provide the following information for a Personal Loan Evaluation:

  • Personal Tax returns for the last three years
  • Personal Financial Statement and application
  • Current listing of personal debt obligations

Personal loans/unsecured loans

These short term loans are for lower loan amounts used for just about any purpose. 

Car loans

Financing is available for new or used auto loans. Have your payment automatically deducted from your Harvard State Bank checking or savings account for added convenience and receive ¼% reduction in your interest rate.

CONTACT ANY ONE OF OUR LENDING PROFESSIONALS FOR SPECIFIC INFORMATION ON ANY OF OUR LOAN PRODUCTS.

Phillip Lehmann, (nmls #744670) Commercial & Mortgages (815) 943-4400
Tony Villarreal, (nmls #204503) Consumer & Mortgages (815) 943-4400
Cliff Kieser, (nmls #1108380) Commercial & Ag (815) 943-4400
Tom Raine, (nmls #261298) Mortgages (815) 943-4400
Mary Manning, Commercial (815) 648-2481
Nick Nelson, (nmls #384413) Consumer & Mortgages (815) 397-3111
Jim Jackowski, (nmls #443065) Mortgages (815) 397-3111

For Loan Rates, please call and speak to a Loan Officer so you may get the best rate available.