FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Fake Texts and phone calls pretending to be from The Harvard State Bank are being received by Customers.
We’ll never ask for passwords or account info by text or phone. Stay Safe: Don’t Click the Links!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Minimum to open:
$100.00
Minimum Balance:
None
Pays Competitive Interest:
None
Base Service Charge:
$5.00
Activity Charges:
Earnings Credit:
Debit Card:
Available
Check Images Returned:
Yes
Night Deposit Services:
Available
Telephone Banking:
Available
Online & ACH Services:
Available
Minimum to open:
$100.00
$25.00 Teens under 18
Account Fees:
A maintenance fee of $5.00 will be imposed if the balance falls below $100 on any day of the quarter
Transaction Fees:
$1.00 fee for each debit transaction in excess of 6 per month
Pays Interest:
Yes
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$500.00
Minimum Balance:
$500.00
Pays Interest:
Yes, tiered rate
Base Service Charge:
$8.00 if minimum balance not met
Activity Charges:
Earnings Credit:
None
Debit Card:
Available
Check Images Returned:
Yes
Night Deposit Services:
Available
Telephone Banking:
Available
Online & ACH Services:
Available
Minimum to open:
$2500.00
Account Fees:
A maintenance fee of $10.00 will be imposed if the balance falls below $2500.00 on any day of the cycle
Transaction Fees:
A fee of $5.00 for each debit transaction in excess of 6 per statement cycle
Pays Interest:
Yes, tiered
Online Banking:
Available
Telephone Banking:
Available
Minimum to open:
$100.00
Minimum Balance:
None
Pays Competitive Interest:
None
Base Service Charge:
None
Activity Charges:
First 100 debits are free, 25 cents each in excess of 100
Earnings Credit:
None
Debit Card:
Available
Check Images Returned:
No
Night Deposit Services:
Available
Telephone Banking:
Available
Online & ACH Services:
Available
Minimum to open:
$100.00
Minimum Balance:
None
Pays Competitive Interest:
None
Base Service Charge:
None
Activity Charges:
First 25 debits are free, 25 cents each in excess of 25
Earnings Credit:
None
Check Images Returned:
No
Debit Card:
Available
Night Deposit Services:
Available
Telephone Banking:
Available
Online & ACH Services:
Available
| Business Accounts | Relationship Business Checking | Small Business Checking | Business Checking | Small Business Advantage Checking |
|---|---|---|---|---|
Business Accounts Minimum to Open | Relationship Business Checking $100.00 | Small Business Checking $100.00 | Business Checking $100.00 | Small Business Advantage Checking $500.00 |
Business Accounts Minimum Balance | Relationship Business Checking None | Small Business Checking None | Business Checking None | Small Business Advantage Checking $500.00 |
Business Accounts Pays Interest | Relationship Business Checking None | Small Business Checking None | Business Checking None | Small Business Advantage Checking Yes, tiered rates |
Business Accounts Base Service Charge | Relationship Business Checking None | Small Business Checking $5.00 | Business Checking $5.00 | Small Business Advantage Checking $8.00 if minimum balance not met |
Business Accounts Activity Charges | Relationship Business Checking For the Business with more than one account with us. First 100 debits are free, .25 each in excess of 100 | Small Business Checking First 25 debits are free, .25 each in excess of 25 | Business Checking .15 each debit .07 each check deposited not drawn on our bank | Small Business Advantage Checking First 25 debits are free, .15 each in excess of 25 |
Business Accounts Earnings Credit | Relationship Business Checking None | Small Business Checking None | Business Checking Fees can be eliminated or offset by an earning credit of .10 for each $100.00 of the lowest balance during statement cycle; Earning credit cannot exceed total account fees | Small Business Advantage Checking None |
Business Accounts Check Images Returned | Relationship Business Checking No | Small Business Checking No | Business Checking Yes | Small Business Advantage Checking Yes |
Business Accounts Night Deposit Services | Relationship Business Checking Available | Small Business Checking Available | Business Checking Available | Small Business Advantage Checking Available |
Business Accounts Telephone Banking | Relationship Business Checking Available | Small Business Checking Available | Business Checking Available | Small Business Advantage Checking Available |
Business Accounts Online & Cash Management | Relationship Business Checking Available | Small Business Checking Available | Business Checking Available | Small Business Advantage Checking Available |
| Details | Fees |
|---|---|
Details Minimum to Open | Fees $100.00 |
Details Account Fees | Fees A maintenance fee of $5.00 will be imposed if the balance falls below $100.00 on any day of the quarter |
Details Transaction Fees | Fees A $1.00 fee for each debit transaction in excess of 18 per quarter |
Details Pays Interest | Fees Yes |
Details Online & Telephone Banking | Fees Available |