FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Our branches will be closed on Thursday, June 19 in observance of Juneteenth. Online and mobile banking will remain available.
Fake Texts and phone calls pretending to be from The Harvard State Bank are being received by Customers.
We will never ask for passwords or account info by text or phone. Stay safe- don’t click links!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Relax when you have ID TheftSmart with Credit Monitoring or ID Theft Restoration Services
Protect Yourself . . .
Say “YES” to Credit Monitoring with ID TheftSmart today!
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Someone you know—your neighbor, your friend, a relative, a co-worker—is likely to fall prey to fraud this year. Maybe even you. Don’t gamble with the odds. Reduce your risk today when you enroll in Credit Monitoring with ID TheftSmart.
What is Identity Theft?
It’s when someone steals pieces of your identity—such as your Social Security Number, credit and debit card numbers, or bank account information—to take your money or obtain false credit in your name. The goal of an identity thief is to buy merchandise or get cash and charge it to you.
What happens if you become a victim?
Identity theft can turn your life upside down. Not only can you lose money and good credit, you can spend weeks, months, or even years trying to rectify the problem. And that’s only if you know what to do and who to contact. Most people don’t. The crime also takes an emotional toll on you and your family. Severe feelings of loss, helplessness, anger, isolation, betrayal, and even embarrassment are common. Simply answering the telephone or going to the mailbox fills you with the dread of hearing from another collection agency, discovering another fraudulently obtained credit card, or facing yet another problem.
Credit Monitoring with ID TheftSmart lets you breathe easy
If you experience unusual activity on your credit report or your identity is stolen, our professionals spring into action. You don’t have to do a thing because we step in as your advocate, fully committed to restoring your credit or identity to pre-theft status as quickly and efficiently as possible. And with thousands of hours of experience—more than any other company in the industry—our investigators get results.
The most comprehensive coverage against fraud you’ll find anywhere.
Protection
You will get direct access to professionals who will:
• Notify you of activity in your credit file when one of the following activities is detected:
• New account opening
• Credit Inquiry
• Payment Delinquency
• Public Record Change
• Change of Address
• Help you guard your credit and personal identifying information
• Give you safety tips for shopping online or using social media
• Explain your rights under federal and state laws
• Answer any questions you have about protecting yourself from fraud
Detection
If we discover that your information may have been compromised, our professionals will:
• Provide an action plan
• Help you interpret and analyze your credit report
• Set up a credit report freeze and fraud alerts on your behalf
• Assist when suspicious issues arise beyond our initial findings
ID Restoration
If your identity is stolen, our licensed ID TheftSmart investigators will:
• Confirm the crime and determine its nature and scope
• Help you obtain a police report
• Provide a tri-merged credit report and perform full non-credit searches
• Work on your behalf until ALL identity theft issues have been verifiably resolved
• Place seven-year fraud victim statements with credit reporting agencies, when applicable
Don’t risk another day without protection.
Sign up for ID TheftSmart with Credit Monitoring for $6.95 monthly per person.
Stop in at one of our Locations to sign up.
If your identity is stolen, our licensed ID TheftSmart investigators will:
Analyze and prepare
• Provide an action plan when information has been compromised
• Help interpret and analyze credit report
• Assist in the event of a stolen/lost wallet
• Fraud alert assistance
• Credit Freeze consultation
Immediate and direct access
• Consultation on best practices for managing Personal Identifying Information
• Provide safety guidelines for communicating and interacting online
• Provide information about your rights under federal and state laws
• Consult on best practices for consumer privacy
Resolve and Restore
• Confirm identity fraud and identify its nature and scope
• Assist in obtaining a police report
• Provide a tri-merged credit report and perform full non-credit searches
• Work on behalf of customer until all identity theft issues have been verifiably resolved
• Place seven year fraud victim statements with credit reporting agencies when applicable
Don’t risk another day without protection.
Sign up for ID Theft Restoration Services for $2.95 monthly.
Stop in at one of our Locations to sign up.