Compare Business Accounts

Business Accounts

Business AccountsRelationship Business CheckingSmall Business CheckingBusiness CheckingSmall Business Advantage Checking

Minimum to Open

$100.00

$100.00

$100.00

$500.00

Minimum Balance

None

None

None

$500.00

Pays Interest

None

None

None

Yes, tiered rates

Base Service Charge

None

$5.00

$5.00

$8.00 if minimum balance note met

Activity Charges

For the Business with more than one account with us. First 100 debits are free, .25 each in excess of 100

First 25 debits are free, .25 each in excess of 25

.15 each debit .07 each check deposited not drawn on our bank

First 25 debits are free, .15 each in excess of 25

Earnings Credit

None

None

Fees can be eliminated or offset by an earning credit of .10 for each $100.00 of the lowest balance during statement cycle; Earning credit cannot exceed total account fees

None

Check Images Returned

No

No

Yes

Yes

Night Deposit Services

Available

Available

Available

Available

Telephone Banking

Available

Available

Available

Available

Online & Cash Management

Available

Available

Available

Available

Business Accounts

Business AccountsSavingsMoney Market

Minimum to Open

$100.00

$2,500.00

Account Fees

A maintenance fee of $5.00 will be imposed if the balance falls below $100.00 on any day of the quarter

A maintenance fee of $10.00 will be imposed if the balance falls below $2500.00 on any day of the cycle

Transaction Fees

A $1.00 fee for each debit transaction in excess of 18 per quarter

A $5.00 fee for each debit transaction in excess of 6 per statement cycle

Pays Interest

Yes

Yes, tiered

Online & Telephone Banking

Available

Available