Savings & Money Market

E-Savings Account

The E-Savings Account pays a competitive interest rate and is designed for the customer who does their debits online or electronically, instead of at a teller window. The customer must have an existing Checking, Money Market, or Savings Account at The Harvard State Bank in order to open this account. This account is available to consumers, businesses, and public funds/municipals. 

Minimum to Open: $2,500

Account Fees:
A maintenance fee of $20.00 will be imposed if the balance falls below $2500 on any day of the quarter

Transaction Fees:
  • An excessive debit fee of $2.50 will be charged for each debit transaction in excess of 18 per quarter.
  • If withdrawal or transfer is made in person a $2.50 fee will be assessed per withdrawal or transfer
Pays Interest:
Yes, tiered (refer to the Interest Rate Sheet for current rates)

Online Banking:

Telephone Banking: