Convenient Services

Wire Transfers & Fund Transfers

If you need to move funds quickly, consider a wire transfer. To originate a wire, the following fees apply:

  • Domestic - $25.00 
  • International - $70.00
  • Domestic - $15.00
  • International - $15.00
If you have a wire transfer sent to your account at The Harvard State Bank, you will need the following instructions for proper delivery:
Receiver: Bankers Bank Madison
ABA: 075912479

Beneficiary's Financial Institution Account: 071905082
Full Bank Name:
The Harvard State Bank
35 North Ayer Street
Harvard, IL 60033

Beneficiary: Customer Account Number
Customer Name
Customer Address
Customer City, State, Zip

Direct Deposit

Direct Deposit is a safe and easy way to have funds deposited directly into an account at The Harvard State Bank. Advantages of direct deposit include:

  • Convenience – No need to make special trips to the bank. Your payroll check can be automatically deposited while you are on vacation or away on a trip 
  • Security – Your check cannot be lost in the mail, stolen or misplaced 
  • Reliability – Your money will always be in your account on time 
  • Fast – Customers who utilize direct deposit can access their pay in their accounts at opening of business on payday. For income tax refunds, the government often makes refunds via Direct Deposit within days of processing returns. Also, there is no waiting for checks to clear. 

Please contact the organization that issues the check for their direct deposit form. Fill it out completely using the Banks routing number (071905082) and your account number. If you need assistance filling out the form, please stop by any one of our six convenient locations.

If you are changing your social security direct deposit from one federally insured bank to another, simply call the Social Security office at 1-800-772-1213 and a social security representative will change your direct deposit information. 

US Savings Bonds

U.S. Saving Bonds are a safe and easy way to save money and makes a great gift. Whether you wish to purchase an I Bond or the Series EE Bond, your money will grow and remain safe into the future. Several reasons to purchase savings bonds include:

  • Earning a competitive rate of return 
  • Safety 
  • You can purchase a savings bond with as little as $25.00 
  • Purchase savings bonds online from your own computer 
  • Easily redeemable at any one of our locations for our customers
For more information and how to purchase savings bonds, go to
(Banks are no longer able to sell Savings Bonds)

Cashier Checks, Money Orders

We offer personal money orders to our customers for any dollar amount up to $1,000.00 for a low fee of $3.00. If the amount is more than $1,000.00, we offer cashiers checks for a low fee of $6.00. This fee is waived for all Classic Checking account holders.


Notary service is offered at all of our locations free of charge. 

Illinois License Plate Renewals

The Harvard Main Bank and Hebron locations may process your Illinois License Plate Renewals for a low fee of $7.50. We need the VIN, plate number and sticker date for the vehicle. The fee is waived for all Classic account holders.

Safe Deposit Boxes

Looking for a place to store valuables and important papers? The Harvard State Bank in Harvard, Hebron and Oregon offer a variety of safe deposit boxes. This gives you confidence and security knowing that your valuables are safe and protected. Our locations offer private rooms to view your box contents. Choose from the following sizes and prices to find the box that is right for you! 

  • 3 X 5 X 24 - $14.00
  • 4 X 5 X 24 - $20.00
  • 5 X 5 X 24 - $25.00
  • 3 X 10 X 24 - $30.00
  • 5 X 10 X 24 - $50.00
  • 10 X 10 X 24 - $100.00
A key deposit of $25.00 is required at the time of opening.

Night Depository

A night depository is conveniently located at all locations:

  • Main Bank: Located on the side of the building on Brainard Street. 
  • Super Branch: Located in the first drive up lane
  • Hebron: Located on the north side of the building near the parking lot. 
  • Rockford: Located inside front foyer.
  • Oregon: Located in the first drive up lane. 

Order Foreign Currency

Are you looking to travel abroad but do not know where to purchase foreign currency? Travelex, providers of Visa Travelers Checks also provides customers with a way to purchase foreign currency. Click here to get a quote or purchase currency.