Personal CheckingThe Harvard State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC up to $250,000. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.At The Harvard State Bank we offer a variety of accounts to accommodate all generations.All of our checking accounts include the following…Free Online Banking and EZ Bill PayFree Info-lineDebit cards availableTeen Freedom CheckingYou are never too young to start banking, this account is designed for teens 13-18.$50.00 minimum opening depositNo monthly maintenance feeNo minimum balance to maintainUnlimited check writingFree quarterly newsletterAccount must be jointly owned with a parent or guardianFreedom CheckingAre you tired of being charged by a bank to use your money? The Freedom Checking gives you the Freedom to spend your money your way.$100.00 minimum opening deposit No minimum balance to maintainSenior Freedom CheckingThe Senior Freedom Checking is a completely free account designed exclusively for seniors 65 or better.Our Senior Classic Checking offers all of this at a discounted rate.$100.00 minimum opening depositNo minimum balance to maintainUnlimited check writingNo monthly maintenance fees Advantage Now CheckingAre you looking to earn competitive interest on your checking? The Advantage Now Checking offers this and more.$500.00 minimum opening deposit$500.00 minimum daily balance required to avoid $8.00 monthly maintenance fee 25 free debits each additional debit receives a $.15 charge Tiered interest rates* Fees could reduce the earnings on this accountMoney MarketAs a popular interest bearing account the Money Market allows all depositors immediate access to their funds. $2500.00 minimum opening deposit$2500.00 minimum daily balance required to avoid a $10.00 monthly maintenance feeTiered interest ratesDebits and transfers from this account are limited to 6 per month.A debit fee of $5.00 will be charged for each debit in excess of 6 per month* Fees could reduce the earnings on this accountContact The Harvard State Bank at (815) 943-4400 for more details.Contact Hebron Community Financial Center, A Division Of The Harvard State Bank at (815)648-2481 for more details.Contact Community Bank of Oregon, A Division Of The Harvard State Bank at (815) 732-3111 for more details.Contact Community Bank of Rockford, A Division Of The Harvard State Bank at (815) 397-3111 for more details.
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