We participate in the Temporary FDIC's Insurance Coverage Transaction Account Guarantee Program. Click here to read more about this program.
At The Harvard State Bank we offer a variety of accounts to accommodate all generations.
All of our checking accounts include the following…
Free Online Banking and EZ Bill Pay
Free Info-line
Debit cards available
FREEDOM CHECKING
Are you tired of being charged by a bank to use your money? The Freedom Checking gives you the Freedom to spend your money your way.
Minimum to Open
$100.00
$50.00 (Teens under 18)
Account Fees
No charge if check images are held in
safekeeping.
A maintenance fee of $1.50 will apply if check images print on statements. This fee is waived for all customers who are 65 or better.
ADVANTAGE NOW CHECKING
Are you looking to earn competitive interest on your checking? The Advantage Now Checking offers this and more.
Rate Information
Click here to view current rates.
Minimum to Open
$500.00
Account Fees
$8.00 if the balance drop below $500.00 during the statement cycle.
Transaction Fee
An excessive debit fee of $0.15 will be charged for each debit transaction in excess of 25 per statement cycle.
* Fees could reduce the earnings on this account
MONEY MARKET
As a popular interest bearing account the Money Market allows all depositors immediate access to their funds.
Rate Information
Click here to view current rates.
Minimum to Open
$2,500.00
Account Fees
$10.00 if the balance drops below $2,500.00 during the statement cycle.
Transaction Fee
An excessive debit fee of $5.00 will be charged for each debit transaction in excess of 6 per statement cycle.
Transaction Limitations
Transfers from Money Market Accounts to another of your accounts with us, or to a 3rd party by means of a preauthorized or automatic transfer, telephonic agreement, order or instruction by check, draft, debit card, or similar order made by you and payable to 3rd parties are limited to 6 per month.
* Fees could reduce the earnings on this account
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