Personal Checking
At The Harvard State Bank we offer a variety of accounts to accommodate all generations.
All of our checking accounts include the following…
Free Online Banking and EZ Bill PayFree Info-lineDebit cards availableFree check imagingOverdraft Privilege available
Teen Checking
You are never too young to start banking, this account is designed for teens 13-18.
Receive special gifts at time of opening and throughout the year.
** Account must be jointly owned by minor and parent/or guardian.
$50.00 minimum opening depositNo monthly maintenance feeNo minimum balance to maintainUnlimited check writingFree 1st order of Hometown checksFree quarterly newsletterAccount must be jointly owned with a parent or guardianFreedom Checking
Are you tired of being charged by a bank to use your money? The Freedom Checking gives you the Freedom to spend your money
your way.
$100.00 minimum opening deposit No minimum balance to maintainUse Direct Deposit or Direct Debit(1) monthly and we will waive the $5.00 monthly maintenance fee Unlimited check writingFree first order of 40 Hometown checks
Senior Freedom Checking
The Senior Freedom Checking is a completely free account designed exclusively for seniors 65 or better.
Our Senior Classic Checking offers all of this at a discounted rate.
$100.00 minimum opening depositNo minimum balance to maintainUnlimited check writingNo monthly maintenance fees Free first order of 40 Hometown checksAdvantage Now Checking
Are you looking to earn competitive interest on your checking? The Advantage Now Checking offers this and more.
$500.00 minimum opening deposit$500.00 minimum average daily balance required to avoid $8.00 monthly maintenance fee 25 free debits each additional debit receives a $.15 charge Tiered interest rates
* Fees could reduce the earnings on this account
Money Market
As a popular interest bearing account the Money Market allows all depositors immediate access to your funds.
$2500.00 minimum opening deposit$2500.00 minimum average daily balance required to avoid a $10.00 monthly maintenance feeTiered interest ratesDebits and transfers from this account are limited to 6 per month, with no more than 3 by checkA debit fee of $5.00 will be charged for each debit in excess of 6 per month* Fees could reduce the earnings on this account
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