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BUSINESS  LOANS 
 
We understand how important your business is to you, so we strive to deliver exceptional service with turn around times faster than our competitors, often times within the same day!  We specialize in creative structuring and finding a solution to your needs.  
 
Our commercial lenders are experienced and knowledgeable in structuring the funding for construction loans, equipment purchases, real estate loans, and revolving lines of credit.  To get started we have composed a list of information we will need to evaluate your specific needs. 
 
Information Needed for a Commercial Loan Evaluation: 
 
Business Information 

  • Business Financial Statements
  • Profit & Loss and Balance Sheet Last 3 Fiscal Years
  • Profit & Loss and Balance Sheet YTD
  • Business Tax returns for the last three years
  • Current listing of business debt obligations
  •  
    Personal Information 

  • Personal Tax returns for the last three years
  • Personal Financial Statement
  • Current listing of personal debt obligations
  •  
    The process can begin prior to receiving all of the information and may require more information to complete the requested loan.  Most importantly contact one of our commercial lenders today to receive specific information in regards to your type of business and how The Harvard State Bank can help! 
     
    Phillip Lehmann in Harvard      (815) 943-4400  
    Jeff Parks in Harvard                (815) 943-4400 
    Brad Steinberg in Rockford      (815) 397-3111 
    Paul Curran in Oregon             (815) 732-3111 
     
     
     
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