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AGRICULTURAL LOANS 
 
Ag lending has always been a core competency of the Bank. Our Ag lending department is experienced and knowledgeable in structuring the funding for equipment purchases, production loans and real estate loans.  
 
We have several special programs for those farmers who qualify
 
Farmer Mac II – offering fixed rate financing on farm land  
Lender for FSA Guaranteed Loan Programs  
Rural housing business lending programs 
 
Preliminary Information Needed for Ag Loan Evaluation: 
 
Complete tax returns for the last two years  
Financial statements from the previous year  
Current listing of debt obligations  
Current year’s crop production plan  
Updated listing of machinery, livestock, crop inventory, and other farm personal property  
 
For more information contact Tom Marum in our Harvard locationat (815) 943-4400. 
 
 
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