As your financial needs change as your life changes. At The Harvard State Bank we understand that a person has different financial needs for different stages of their life. We have gathered a few links below to help you plan for yourself and your family’s current and future financial needs.
For information on how to build, repair and check your credit please visit:
To access your FREE annual credit report from all three agencies please visit:
Did you know that even your car insurance rates are influenced by your credit score?
For Information on financial planning throughout your life please visit the following sites and search financial Planning
For practical guidance on how to become a smarter, safer user of financial services, visit FDIC Consumer News where you will find helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.
Financial Experts:
Suze Orman - Why Suze Orman – from about.com
What Makes Suze Orman One of America's Best Personal Finance Experts?
There are several things that make Suze stand out in the crowd of financial experts, in my opinion.
She seems to really care about people and is non-judgmental towards those who have made poor decisions or gotten themselves into a financial pickle.
She has a keen appreciation for the emotional and psychological aspects of money and how we deal with it, which is critical to our success in managing our money.
Her advice is practical, easy to understand, and down-to-earth, and cuts through all the confusing, contradictory information you hear and read about.
She explains the reasoning behind her advice and empowers others to learn to make their own financial decisions wisely.
Suze's weekly television show is on CNBC at the following times each week:
Saturday - 5 am, 9 pm, 12 am EST
Sunday - 4 am and 5 am, EST
All work and no play make Jack and Jane a dull couple.
Doing a good Job Saving… Here are some fun things to check out:
Planning a Vacation? Visit Trip Advisor for help planning your vacation.
Some Suggestions from The Harvard State Bank
Start an account for the education for your children and/or grandchildren ask one of our bankers about ILUTMA accounts.
Want an easy tax deduction and a way to save for your retirement… See one of our personal bankers about starting an IRA.
However unpleasant it is planning a beneficiary on your accounts, it is a great help to our loved ones at the time of our passing. Placing a POD (payable On Death) on account ensures that those funds needed to pay for sudden expenses are available without having to get a small claims affidavit. This alleviates serious delays in the distribution of funds. Please see one of our personal bakers for more details
This site is optimized for display on Handheld Devices. | Visit Our Flash Site.