Commercial and Ag Banking
We participate in the Temporary FDIC's Insurance Coverage Transaction Account Guarantee Program. Click here to read more about this program.
We offer business accounts to accommodate all businesses large and small.
All business checking accounts include the following…
Free Online Banking and EZ Bill PayFree Info-lineDebit cards availableFree Online statements including check imagesOverdraft Privilege availableNight deposit services and keys available for no charge
Commercial Checking
The Commercial checking is recommended for businesses that have numerous transactions on a monthly basis.
$100.00 minimum opening depositNo minimum balance to maintain$5.00 monthly maintenance fee$0.07 fee for each item deposited or cashed$0.15 fee for each debit transactionYou will earn a credit of $0.10 for each $100.00 of the lowest balance attained during the month. The earnings credit cannot exceed your total account fees
Small Business Checking
This checking is designed for smaller businesses that have fewer monthly transactions.
$100.00 minimum opening depositNo minimum balance to maintain1st 25 debits are free, each additional debit receives a $0.25 chargeAll credits, deposited items and cashed items are freeRelationship Business Checking
This account is designed for the small business customer who also has other accounts with the bank. If a small business customer has multiple accounts either business or personal then they qualify for this type of account.
$100.00 minimum opening depositNo minimum balance to maintain1st 100 debits are free, each additional debit receives a $0.25 chargeAll credits, deposited items and cashed items are free
Small Business Advantage Now Checking
This account is suited for small businesses that are sole-proprietorships or non-profit organizations. It has all the advantages of our small business account while earning competitive interest.
$500.00 minimum opening deposit$500.00 minimum daily balance required to avoid an $8.00 monthly maintenance fee.Tiered interest ratesAll credits, deposited items, and cashed items are free.A debit fee of $0.15 will be charged for each debit transaction in excess of 25 per statement cycle.
FEES MAY REDUCE EARNINGS
INTEREST RATES ARE VARIABLE AND MAY CHANGE AT ANY TIME
MONEY MARKET
As a popular interest bearing account the Money Market allows all depositors immediate access to their funds.
Rate Information
Click here to view current rates.
Minimum to Open
$2,500.00
Account Fees
$10.00 if the balance drops below $2,500.00 during the statement cycle.
Transaction Fee
An excessive debit fee of $5.00 will be charged for each debit transaction in excess of 6 per statement cycle.
Transaction Limitations
Transfers from Money Market Accounts to another of your accounts with us, or to a 3rd party by means of a preauthorized or automatic transfer, telephonic agreement, order or instruction by check, draft, debit card, or similar order made by you and payable to 3rd parties are limited to 6 per month.
* Fees could reduce the earnings on this account
STATEMENT SAVINGS
This account is an easy way to earn interest on your money while still having immediate access to your funds.
Minimum to Open
$100.00
Service Charge
$5.00 if the balance drops below $100.00 during the quarter.
E-SAVINGS
This account pays competitive interest rates and is designed for the customer who does their withdrawals online or electronically, instead of with a teller. The customer must have an existing checking, money market, or savings account at our bank in order to open this account.
Minimum to Open
$2,500.00
Service Charge
$20.00 if the balance drops below $2,500.00 during the quarter.
Transaction Fees
Excessive debit fee of $2.50 for each debit transaction in excess of 18 per quarter.
$2.50 for each withdrawal performed by a teller.
Rate Information
Click here to view current rates
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