Commercial and Ag Banking
We offer business accounts to accommodate all businesses large and small.
All business checking accounts include the following…
Free Online Banking and EZ Bill PayFree Info-lineDebit cards availableFree Online statements including check imagesOverdraft Privilege availableNight deposit services and keys available for no charge
Commercial Checking
The Commercial checking is recommended for businesses that have numerous transactions on a monthly basis.
$100.00 minimum opening depositNo minimum balance to maintain$5.00 monthly maintenance fee$0.07 fee for each item deposited or cashed$0.15 fee for each debit transactionYou will earn a credit of $0.10 for each $100.00 of the lowest balance attained during the month. The earnings credit cannot exceed your total account fees
Small Business Checking
This checking is designed for smaller businesses that have fewer monthly transactions.
$100.00 minimum opening depositNo minimum balance to maintain1st 25 debits are free, each additional debit receives a $0.25 chargeAll credits, deposited items and cashed items are freeRelationship Business Checking
This account is designed for the small business customer who also has other accounts with the bank. If a small business customer has multiple accounts either business or personal then they qualify for this type of account.
$100.00 minimum opening depositNo minimum balance to maintain1st 100 debits are free, each additional debit receives a $0.25 chargeAll credits, deposited items and cashed items are free
Small Business Advantage Now Checking
This account is suited for small businesses that are sole-proprietorships or non-profit organizations. It has all the advantages of our small business account while earning competitive interest.
$500.00 minimum opening deposit$500.00 minimum daily balance required to avoid an $8.00 monthly maintenance fee.Tiered interest ratesAll credits, deposited items, and cashed items are free.
FEES MAY REDUCE EARNINGS
INTEREST RATES ARE VARIABLE AND MAY CHANGE AT ANY TIME
Money Market
As a popular interest bearing account the Money Market allows all depositors immediate access to their funds.
$2500.00 minimum opening deposit$2500.00 minimum daily balance required to avoid a $10.00 monthly maintenance feeTiered interest ratesDebits and/or transfers from this account are limited to 6 per monthA debit fee of $5.00 will be charged for each debit in excess of 6 per month
We are pleased to offer in addition to business checking accounts, business savings accounts.
FEES MAY REDUCE EARNINGS
INTEREST RATES ARE VARIABLE AND MAY CHANGE AT ANY TIME
Business Savings
All Savings accounts include the following...
Free Online Banking and EZ Bill PayFree Debit Card upon approval and only available for customers with a checking accountFree 24-hour bank by phone – Infoline
FEES MAY REDUCE EARNINGS
INTEREST RATES ARE VARIABLE AND MAY CHANGE AT ANY TIME
Statement Savings
This hassle free account keeps you current on your savings with a free monthly statement and a convenient easy to use savings register.
$100.00 Minimum to open and maintained minimum balanceInterest is compounded daily and credited to the account quarterlySix free debits per monthFree monthly statements
FEES MAY REDUCE EARNINGS
INTEREST RATES ARE VARIABLE AND MAY CHANGE AT ANY TIME
E-Savings
Are you that kind of person who has no time…why not give our e savings account a try? This account is our hassle free exclusive online account. This account must be opened online and you must currently hold a checking, money market, or savings account with us. Interest on an E-Savings account is paid on a tiered rate.
$2500.00 Minimum to open and minimum balanceInterest is compounded daily and credited to the account quarterlySix free online debits per monthFree Monthly Statement
FEES MAY REDUCE EARNINGS
INTEREST RATES ARE VARIABLE AND MAY CHANGE AT ANY TIME
Contact The Harvard State Bank at (815) 943-4400 for more information.
Contact Hebron Community Financial Center, A Division Of The Harvard State Bank at (815) 648-2481 for more information.
Contact Community Bank of Oregon, A Division Of The Harvard State Bank at (815) 732-3111 for more information.
Contact Community Bank of Rockford, A Division Of The Harvard State Bank at (815) 397-3111 for more information.
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